Job Description

As a Sr. Data Scientist, you will report to the Sr. Director of Data Science & Machine Learning and partner with risk, engineering and product to provide cutting-edge decision science to A2A payment risk. The right candidate will possess strong data science and machine learning background, with demonstrated experience in building, training, implementing and optimizing advanced ML models for payments.

The successful candidate will have experience in risk management for payments, preferably in open banking, and a solid understanding of both fraud and credit risk. They will be able to partner with product and engineering teams to scope solutions to deliver real time transaction decisioning. This role represents an exciting opportunity to make key contributions to a strategic offering for Visa. The candidate will be a self-starter comfortable with ambiguity, with strong attention to detail, and excellent collaboration skills.

Responsibilities :

• Be an out-of-the-box thinker who is passionate about brainstorming innovative ways to use data to manage risk in open banking
• Use predictive modeling and mine data from company databases and / or open banking sources to decrease payment losses while optimizing the consumer and merchant experience
• Assess the effectiveness and accuracy of new data sources and data gathering techniques both from external data and across the Visa network
• Extract and understand data to improve the understanding of risk and develop visualizations to make your complex analyses accessible to a broad audience
• Deep understanding of fraud patterns and how to systematically detect and stop fraudsters
• Develop processes and tools to monitor and analyze model performance and data accuracy including control groups, decline inference techniques, and run time optimization
• Partner with product and engineering to identify improvements that will reduce the loss exposure or improve the customer experience of A2A Payments
• Support sales and account management in a consultative manner on optimizing and communicating the risk strategies for individual merchants
• Build strong relationships with key stakeholders at the working level to execute with excellence and align closely with Visa’s risk team.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership / site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Qualifications

Basic Qualifications

Preferred Qualifications